Spruce Mobile Banking App

Spruce is a mobile banking app built by H&R Block that makes everyday money management more straightforward, pairing a spending account with a high-yield savings account with no minimum balance required. Automatic savings tools help users set and work toward goals, while the debit card, mobile check deposit, direct deposit, and cash deposit options provide flexibility for everyday spending. There are no monthly fees, no sign-up fees, and no credit check required, making Spruce a simple, transparent way to spend confidently, save intentionally, and stay in control of your money.

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